Reader’s Question:

I want to know more about t liability coverage for an auto Insurance in Georgia. What are the amounts enclosed?

Ervin

Atlanta, GA

Hey Ervin,

In Georgia, the state law requires residents to take liability protection for injury and property damage and like other U.S. states, has mandatory insurance laws, protecting all drivers. The liability insurance for an Auto Insurance in Georgia covers the damage you cause others through your own negligence during accidents. This actually means; that instead of a no-fault system, the one to blame is determined and damages are usually paid for by whoever was at fault.

The liability coverage for an Auto Insurance in Georgia is 25/50/25. This signifies that the company minimums will pay out $25,000 for the bodily injury protection per person; $50,000 per accident for all people and $25,000 for the property damage coverage.

Just an important reminder though; the minimums mentioned for an Auto Insurance in Georgia are only the legal minimum and may not completely protect you in cases of a terrible accident. This is why physical damage auto insurance, which pays for any damage or loss to your own car, is also available. These are the so-called comprehensive or collision insurance.

Although the Georgia state law does not require collision coverage, comprehensive coverage, or uninsured motorist protection, your Auto Insurance in Georgia may offer you these when you apply for a new policy. It is always advisable then, to increase minimums to a more suitable coverage amount. Since most companies for an Auto Insurance in Georgia are always competing on their prices, it would be best to review your coverage and check out the best rates.